{"id":63,"date":"2026-10-14T13:00:00","date_gmt":"2026-10-14T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/samuelbroadway-com\/2026\/10\/14\/bargain-hunting-with-rates-above-7-spotlight-on-your-home-needs-and-you\/"},"modified":"2026-10-14T13:00:00","modified_gmt":"2026-10-14T13:00:00","slug":"bargain-hunting-with-rates-above-7-spotlight-on-your-home-needs-and-you","status":"publish","type":"post","link":"https:\/\/www.samuelbroadway.com\/blog\/2026\/10\/14\/bargain-hunting-with-rates-above-7-spotlight-on-your-home-needs-and-you\/","title":{"rendered":"Bargain Hunting With Rates Above 7% | Spotlight on your Home needs, &#8230;and You!"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/samuel-broadway\/bargain-hunting-mortgage-remotion-videos-a922\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With mortgage rates holding above 7%, I know affordability is front and center for so many buyers here in Summerville\u2014and the headlines don\u2019t always make it easier to plan your next move. Markets are still watching the Fed, and higher Treasury yields are keeping borrowing costs up. But there are ways to navigate this landscape with Truth and Trust, just as I\u2019ve done for nearly two decades with folks at every life stage.<\/p>\n<p>If you\u2019re thinking ahead, it can help to build a little cushion into your budget. One recent study recommends planning for rates that could rise by half a point in three months, three-quarters in six months, and a full point within the year. I\u2019ve seen buyers who wait until later in the year often gain some leverage\u2014last year, typical home prices were about 5% lower in early Q4 than late Q2, with fewer competing offers and more time to negotiate terms that work for your family.<\/p>\n<p>Inventory stood at about a five-month supply last month, which means stronger bargaining power not just on price, but also on closing costs, discount points, or even temporary rate buydowns. And while more Fed tightening may be on the horizon, the long-term aim is still to cool inflation\u2014something that could eventually bring some relief to mortgage costs.<\/p>\n<p>Whether you\u2019re a first-time buyer, ready to invest, or just wondering what\u2019s possible, I\u2019m here to help you make sense of the path forward. Because seeing real change happen for someone\u2014that\u2019s always worth it.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage rates holding above 7%, I know affordability is front and center for so many buyers here in Summerville\u2014and the headlines don\u2019t always make it easier to plan your next move. Markets are still watching the Fed, and higher Treasury yields are keeping borrowing costs up. But there are ways to navigate this landscape [&hellip;]<\/p>\n","protected":false},"author":515,"featured_media":64,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-63","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts\/63","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/users\/515"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/comments?post=63"}],"version-history":[{"count":0,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts\/63\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/media\/64"}],"wp:attachment":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/media?parent=63"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/categories?post=63"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/tags?post=63"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}