{"id":15,"date":"2026-09-24T16:00:00","date_gmt":"2026-09-24T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/samuelbroadway-com\/2026\/09\/24\/builders-navigate-rising-credit-costs-with-resilience\/"},"modified":"2026-09-24T16:00:00","modified_gmt":"2026-09-24T16:00:00","slug":"builders-navigate-rising-credit-costs-with-resilience","status":"publish","type":"post","link":"https:\/\/www.samuelbroadway.com\/blog\/2026\/09\/24\/builders-navigate-rising-credit-costs-with-resilience\/","title":{"rendered":"Builders Navigate Rising Credit Costs with Resilience"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>As someone who has seen the Charleston area evolve over decades, I keep a close eye on trends shaping our local market. The latest update from the NAHB highlights a key development: credit conditions for residential land and construction loans have now tightened for the 18th consecutive quarter. Builders are facing more personal guarantees, with interest rates rising for land loans\u2014though there\u2019s a slight dip in rates for single-family construction. Initial points are also on the rise across the board. For those of us with deep roots in real estate and a long-standing commitment to understanding these shifts, it\u2019s a reminder of how important it is to stay informed and adaptable. These changes can have a real impact on project planning and investment strategy, so it\u2019s crucial to stay ahead of the curve.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.lbmjournal.com\/industry-news\/data\/press-release\/15832525\/national-association-of-home-builders-cost-of-credit-for-builders-up-per-nahb\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who has seen the Charleston area evolve over decades, I keep a close eye on trends shaping our local market. The latest update from the NAHB highlights a key development: credit conditions for residential land and construction loans have now tightened for the 18th consecutive quarter. Builders are facing more personal guarantees, with [&hellip;]<\/p>\n","protected":false},"author":515,"featured_media":16,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/users\/515"}],"replies":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/media\/16"}],"wp:attachment":[{"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.samuelbroadway.com\/blog\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}