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Summerville Market Trends: Your 2026 Move Starts Here
Summerville’s real estate market can vary significantly by neighborhood, property condition, price range, and proximity to major employment and lifestyle centers. Rather than relying on broad headlines, buyers and sellers should focus on current listings, pending sales, recent closings, and average days on market for comparable homes.
Sellers can benefit from thoughtful preparation and precise pricing. A clean presentation, strong photography, and a strategy based on recent comparable sales can help a property stand out while reducing the risk of extended market time or repeated price adjustments.
For buyers, preparation remains essential. Reviewing financing options, identifying priorities, and understanding local competition can make it easier to act confidently when the right home becomes available. A clear plan is especially valuable when desirable properties attract attention quickly.
Real estate conditions change constantly, so a personalized market review is the best way to understand your options. Reach out for a current Summerville update and a customized buying or selling strategy.
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Dorchester County Serious Delinquency Rises 0.9 Points | Spotlight on your Home needs, …and You!
In Dorchester County, we've seen a jump in serious mortgage delinquency—from around 1% up to about 2%. That’s a one-point increase, and it means the number of deeply past-due loans has more than doubled, not just a slight uptick in late payments. In plain terms, these are mortgages at least 90 days overdue, which usually means three missed payments—not just a single slip-up.
As someone who’s spent nearly two decades working with folks across Summerville and Dorchester, I’ve learned that numbers like these signal stress in our community but don’t tell the whole story. Serious delinquency isn’t the same as foreclosure—many who fall behind never reach that point. What matters most for homeowners here is to pay close attention to all the local signals: home prices, job trends, inventory, and actual sales, alongside delinquency rates. This bigger picture helps you make decisions based on truth and trust—TNT, as I like to say—rather than worry over one data point.
When it comes to your next move, having the full story is what makes real change possible.
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Charleston Fall Market: Steady Demand, More Negotiating Power
The Charleston real estate market is entering the fall season with a steady foundation. September saw 1,271 homes sold, just 1.2% fewer than the same month last year. That modest change suggests buyer demand remains resilient despite shifting market conditions.
Pending sales offer another encouraging signal. With 1,185 homes under contract—up 4.6% year over year—buyers continue to show interest throughout the Charleston region, including Summerville and surrounding communities.
Modest inventory growth is also creating more opportunities for buyers. With additional homes available, purchasers may have greater leverage to negotiate price, repairs, closing costs, or favorable timelines. Sellers can still benefit from demand, but thoughtful pricing and strong presentation remain essential.
Whether you’re considering a move now or planning for later, understanding the local numbers is key. Connect with a trusted Summerville real estate professional to discuss your goals and create a strategy tailored to this fall’s market.
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Incentive For Buyer at My Listing in Coosaw Creek Country Club
I’m excited to share a special incentive for buyers interested in my listing at Coosaw Creek Country Club. Over nearly two decades guiding folks through their home journeys here in Summerville, I’ve learned that meaningful opportunities can make all the difference—especially when it comes to finding the right fit in a welcoming community like Coosaw Creek. If you’ve been considering a move or investment, this could be the perfect moment to step forward. As always, I’m here to offer truth and trust in every step of the process.
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Honoring the Significance of Indigenous Day | Spotlight on your Home needs, …and You!
Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People
We take a stand for and support the indigenous people on this day.
We should also offer our support to those who invest and uplift the indigenous communities. -
Counties Showing Resilience Amid Rising Mortgage Delinquencies
I've always believed in Truth and Trust—TNT—when it comes to real estate, so let's talk openly about a trend that's been making headlines: Several counties in Georgia, Florida, and Texas are experiencing a noticeable spike in serious mortgage delinquencies (90+ days overdue). For homeowners and buyers alike, these numbers can feel unsettling and raise a lot of questions about what this means for home values locally. While rising delinquencies signal financial stress for some residents, they don't automatically dictate where home prices are headed. In my eighteen years helping folks in Summerville and beyond, I've seen how every market tells its own story—one data point never gives you the full picture. Navigating these shifts with honesty and a steady hand is how we move forward, together.
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September Real Estate Snapshot: 5,600+ Homes Available
Preliminary September statistics from CHS MLS show that more than 5,600 homes are currently on the market across the Charleston-area region. This expanding selection gives buyers more opportunities to compare properties, evaluate neighborhoods, and find a home that fits their budget and lifestyle.
September also recorded 1,872 closed homes, demonstrating continued activity despite changing market conditions. County-level results included 759 closings in Charleston County, 603 in Berkeley County, and 327 in Dorchester County, highlighting meaningful demand throughout the region.
For Summerville buyers, more inventory can create additional choices and may provide greater flexibility when negotiating price, repairs, or timelines. Sellers should view the data as a reminder that preparation, accurate pricing, strong presentation, and an effective marketing strategy remain essential for standing out.
Market statistics are most useful when applied to your specific neighborhood and goals. Whether you are considering a purchase, preparing to list, or simply tracking local trends, connect with a trusted Summerville real estate professional for a personalized strategy based on the latest available data.
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4 Questions Shaping US Housing Affordability | Spotlight on your Home needs, …and You!
As someone who’s called the Lowcountry home and worked with Charleston-area buyers and sellers for decades, I’m always tuned into the key questions shaping housing affordability in our market—and across the country. Lately, we’ve seen housing disinflation making headlines, with more sellers offering concessions and some potential savings cropping up for those determined to purchase a home. Yet, the primary obstacle remains clear: borrowing costs. With benchmark Treasury yields staying close to 5% and average 30-year mortgage rates climbing above the low-7% range, affordability is still stretched. In just the four weeks ending September 13, the median monthly mortgage payment rose to around $2,600—about 3% higher than last year. Most homeowners are holding onto their properties, thanks to locked-in low-rate loans, keeping inventory tight while sellers in many cases still expect prices reminiscent of the pandemic boom. Across the industry, this environment is being described as a market correction headed toward stability, rather than a downturn—thanks to strong equity positions, prudent lending, and real opportunities on both sides of the closing table. I continue to keep a close eye on these trends to support my clients with informed, practical guidance tailored to Charleston, Summerville, and the broader Lowcountry.
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South Carolina Vacation Home Share | Spotlight on your Home needs, …and You!
As someone who has called the Lowcountry home for decades and watched Charleston and its neighboring communities evolve, I find it fascinating how vacation homes have shaped the South Carolina market. In fact, vacation properties now make up 4.5% of all homes across the state. That figure doesn’t just put South Carolina on the map—it places us 15th in the nation for vacation-home concentration. It’s a clear sign that these homes are more than a passing trend; they’re a meaningful part of our local housing landscape.
Having spent years guiding buyers and sellers through Charleston, Summerville, and beyond, I’ve seen how the presence of vacation homes adds unique opportunities—and considerations—for anyone thinking about investing here. Our region’s appeal isn’t just for permanent residents; it’s also a destination for those seeking a second home or a retreat in the heart of the Lowcountry. This dynamic is part of what makes our market so vibrant and distinct.
